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Health Services and Health Insurance Information

All incoming students must fullfill vaccinations required by Health Services and submit proof of health insurance.  

HEALTH INSURANCE REQUIREMENT FOR INTERNATIONAL STUDENTS

Health insurance requirement for international students pdf

Welcome to Duquesne University! As you prepare to live and study in the United States, we would like to explain our mandatory student health insurance requirement for international students. Healthcare is expensive in the U.S. Coverage through the Duquesne Student Health Insurance Plan (SHIP) is the most effective way to provide all students with access to healthcare AND help protect you from being charged for large medical bills if a significant health issue or injury occurs while in the U.S.

Duquesne is pleased to offer our SHIP through Highmark Blue Shield. The cost of insurance, including all administrative fees, will be billed to your Duquesne student account in two installments: $972.92 in the fall and $922.92 in the spring. The total cost of the 2017-18 SHIP is $1895.84, for a one-year term, effective August 1, 2017 - July 31, 2018. Coverage is also available for spouses and dependents at an additional cost.

To waive the Duquesne SHIP and receive a credit for $972.92 on your student account, you must provide details about your personal health insurance plan before the beginning of every school year and by September 30th. Your insurance plan must cover you in the Pittsburgh, PA area for the entire time you are a registered student at Duquesne University.

NOTE: In most cases, policies classified as "travel insurance" do NOT meet the school requirement.

Duquesne has partnered with health insurance experts, Hulse/QM®. To avoid unnecessary expense, contact the knowledgeable professionals at Hulse/QM® to review any international policy in English before you purchase it!

Please verify that your plan meets the following criteria before attempting to waive the SHIP.

Comparable personal health insurance policies MUST:

  • NOT exclude pre-existing conditions
  • Pay providers directly
  • Include mental health coverage
  • NOT exclude payment of claims for illness or injury occurring under the influence of drugs and alcohol

International students' personal health insurance policies MUST:

  • Include all conditions in the list above, and also
  • Pay claims in U.S. dollars
  • Have a U.S.-based claims processing center
  • Pay claims directly to the provider (no reimbursement policies)
  • Provide a copy of the full policy document in English
Hulse/QM® health insurance administrators and advocates university@hulseqm.com or 1-800-273-1715

Health Services

Before arriving to campus international students must upload the following health information to DORI:

Please read the International Student Health Requirement Page on how to upload documents to DORI and details about the Health Reqiurements.

Health Requirements
  1. MMR VACCINE
  2. Proof of Tuberculosis Testing
  3. Meningitis Vaccine (required for on-campus housing - students may sign a waiver refusing this)
  4. Medical Health History

You MUST submit the requirements BEFORE YOUR ARRIVAL. Student Health Insurance DOES NOT cover any of the associated costs for vaccinations/immunizations, or tests.

Health Insurance

All international students must have medical health insurance that covers them every day during their education.

Please read the Student Health Insurance page for more details and for specific enrollment/waiver instructions.

Students can either provide their own or buy the University's insurance. All insurance plans need to meet these minimum requirements. If they do not meet these requirements you will automatically be charged for the University's insurance:

  • The plan must pay claims in US Dollars
  • The plan must have a claims processing center in the US
  • The policy must pay providers directly-no reimbursement policies are accepted
  • A copy of the insurance policy must be presented in English
  • Coverage must cover the period from August 01 to July 31 of the following year. 
  • The policy must not exclude pre-existing conditions
  • The policy must have mental health coverage
  • The policy must NOT exclude payment for illness or injury occurring under the influence of drugs & alcohol

Please note the Office of International Programs provides the above summary as a courtesy.  However,  it is the student's responsibilty to check the insurance requirements and waiver options every year on the Duquesne/Hulse/QM microsite. 

Our student insurance administrator, Hulse/QM will review all international health insurance plans submitted as part of the waiver process and compare it to the school requirements. To avoid unnecessary expense, it is best to provide Hulse/QM with this information before you purchase an international policy. They can tell you whether the policy you want to buy can be used for waiver purposes. In most cases, policies classified as "travel insurance" do not meet the school's requirements. 

Contact Hulse/QM at: university@hulseqm.com or 1-800-273-1715 with additional questions or to review the policy you want to use to waive out of the University's insurance.

Healthcare in the USA

Please visit www.internationalstudentinsurance.com/explained/ for more information.