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Qualified Life Event

When a Qualified Life Event occurs you can make changes to your benefit selections without waiting for the Open Enrollment period. It must be one of these situations:

Terminating Benefits

  • Death
  • Divorce
  • Gain of Other Coverage
  • Loss of Dependent Status

Adding Benefits

  • Birth/Adoption of a Child
  • Gain of Dependent Eligibility
  • Loss of Other Coverage
  • Marriage

Notify the Benefits Office in 30 Days

You must submit the form and all supporting documentation to the Benefits Office within 30 days of your Qualified Life Event.

The type of documents -- confirming your eligibility or the eligibility of your dependents -- depends on which Qualified Life Event you have experienced. See page 2 of the Qualified Life Event form for details.

Documentation Prevents Fraud and Controls Costs

People enrolled erroneously or fraudulently on our insurance plans, can cost the University thousands of unnecessary dollars in claims and administrative expense. Verifying each dependent’s eligibility is a way to contain insurance costs without asking employees to pay more to support the plan. In addition:

  • Duquesne  has a responsibility under ERISA to ensure that plan dollars are used for the sole benefit of employees and their eligible dependents.
  • The University bears a fiscal responsibility to the plan and the plan participants.
  • Since the University offers pre-tax insurance premiums under Section 125 of the IRC, it is problematic to extend this tax shelter for dependents that are not eligible under the plan.