Vision Service Plan (VSP)
View price tags and plan details here
VSP maintains a network of vision care providers across the country. Visit VSP's website or call 1.800.877-7195 for a full listing of participating providers.
VSP does not provide identification cards.
Two plans. The VSP Choice plan provides two options for coverage -
Basic and Enhanced. Both plans offer the freedom to choose any provider,
however, use of an in-network provider offers additional benefits. Review the
benefit grid to determine the plan that best suits your needs.
Service dates. The VSP Choice plan permits service based upon the plan
year. You no longer need to keep track of service anniversary dates. Review the
plan grid to determine frequency of eligible services. Remember that VSP Choice
Basic plan permits frames once every other year and contact exam and lenses in
lieu of lenses and frames.
Obtaining Services Out-of-Network. Services and materials
obtained from an out-of-network provider will be reimbursed up to the amounts
on the provided schedule. Payment must be made for the entire bill and then
your claim must be submitted either online via the website or by submitting
itemized receipts, along with full patient and member information, to VSP Choice,
Out-of-Network Provider Claims, PO Box 997100, Sacramento, CA 95899. There
are some out-of-network providers with the ability to file claims electronically.
Claims must be filed within six months of the date of service.
WellVision Exam. Serious chronic conditions like diabetes, high blood
pressure and high cholesterol can be detected during an eye exam. VSP
Choice in-network providers look for the signs of these conditions during their
comprehensive eye exam. Members with diabetes receive a reminder letter to
ensure they complete their annual eye exam.
Flexible Spending Accounts. VSP Choice has an established
relationship with Discovery Benefits, our Flexible Spending Account provider. VSP
Choice automatically sends a monthly report to Discovery Benefits to establish
Extra Savings and Discounts. Review the VSP website for additional savings and discount offers including of a hearing aid and exam discount program through TruHearing, exclusive sunglass offers, contact lens rebates and discounts at participating facilities for laser surgery including PRK, LASIK and Custom LASIK.