Health Insurance Requirement for International Students
Welcome to Duquesne University! As you prepare to live and study in the United States, we would like to explain our mandatory student health insurance requirement for international students. Healthcare is expensive in the U.S. Coverage through the Duquesne Student Health Insurance Plan (SHIP) is the most effective way to provide all students with access to healthcare AND help protect you from being charged for large medical bills if a significant health issue or injury occurs while in the U.S.
Duquesne is pleased to offer our SHIP through UPMC. The cost of insurance, including all administrative fees, will be billed to your Duquesne student account in two installments: $948.90 in the fall 2019 semester and $885.90 in the spring 2020 semester. The total cost of the 2019-2020 SHIP is $1,834.80 for a one-year term, effective August 1, 2019 - July 31, 2020. Coverage is also available for spouses and dependents at an additional cost.
To waive the SHIP, you must provide details about your personal health insurance plan before the beginning of every school year and no later than August 31. If you do not complete the waiver process by the deadline, you will be automatically enrolled in SHIP and billed accordingly. Your insurance plan must cover you in the Pittsburgh, PA area for the entire time you are a registered student at Duquesne University.
NOTE: In most cases, policies classified as "travel insurance" do NOT meet the school requirement.
Duquesne has partnered with health insurance experts at QM Services, Inc. To avoid unnecessary expense, contact the knowledgeable professionals at QM Services to review any international policy in English before you purchase it!
Please verify that your plan meets the following criteria before attempting to waive the SHIP.
Comparable personal health insurance policies MUST:
- NOT exclude pre-existing conditions
- Pay providers directly
- Include mental health coverage
- NOT exclude payment of claims for illness or injury occurring under the influence of drugs and alcohol
International students' personal health insurance policies MUST:
- Include all conditions in the list above, and also
- Pay claims in US dollars
- Have a US-based claims processing center
- Pay claims directly to the provider (no reimbursement policies)
- Provide a copy of the full policy document in English
Contact QM Services health insurance administrators and advocates at email@example.com or 1-800-273-1715.