Financial Planning Course Descriptions

Fundamentals and Ethical Considerations and Insurance and Employee Benefits

This course will introduce students to the theory and practice of financial planning. Students will receive an overview of specific areas of financial planning such as income tax planning, investment planning, retirement planning and estate planning. In addition, the course will present topics on the concepts of time, value of money, education and retirement funding, and insurance planning. A financial calculator, such as an HP 12C, is required for this course.

Investment Planning

This course introduces investment strategies, portfolio allocation theory and application, debt and equity securities, and portfolio management strategies. This course will also emphasize the importance of determining a client's risk tolerance and goals and then managing an investment portfolio that incorporates a client's level of risk, while achieving financial goals.

Retirement Planning

This course includes the comprehensive study of qualified and non-qualified retirement plans, other tax-advantaged plans, and employee benefits. In addition, this course will present an overview of the Social Security, disability and health care programs.

Income Tax Planning

This course will focus on the federal income tax system. Topics will include gross income inclusions, exclusions, deductions, exemptions and credits. This course will consider the income taxation of individuals, sole proprietorships, partnerships, LLC's, and corporations (including S corporations). Finally, this course will present the students with taxation avoidance and minimization alternatives.

Estate Planning

This course will provide students with an introduction to estate planning and the taxation of estates for the purposes of financial planning. In addition, the overall tax implications of gifts and bequests will be presented in a manner that provides students with taxation avoidance and minimization techniques to be used when planning a client's estate.

Capstone Case Course in Financial Planning

This course will involve case analysis and the integration of the five major areas of personal financial planning, which include:

  • Fundamentals and Ethical Considerations and Insurance and Employee Benefits
  • Investment Planning
  • Retirement Planning
  • Income Tax Planning
  • Estate Planning

Students will examine the financial condition of individuals or families in a real-world application of the financial planning topics that have been covered in the previous five courses. Students will have the opportunity to develop a financial plan and present their recommendations. The course is an excellent preparation tool for professionals entering the field and for case-type questions on the CFP® Certification Examination.